Substitute for Raised H.B. No. 6623
Session Year 2021


To: (1) Provide that an insurer shall not refuse to deliver, issue or renew a homeowners insurance policy for a residential dwelling in this state solely because the insured or prospective insured declines to purchase coverage from such insurer for any structure other than such residential dwelling; (2) require an insurer or insurance producer to disclose to an insured or prospective insured whether the insurer requires that real property be assessed, evaluated or inspected not later than the time the insurer or insurance producer provides the insured or prospective insured with an estimate for the premium cost of a property and casualty insurance policy for such real property; and (3) require the Insurance Department to study methods available to accelerate homeowners insurance claims processing and submit a report disclosing the results of such study to the joint standing committee of the General Assembly having cognizance of matters relating to insurance.