Substitute Senate Bill No. 435

Public Act No. 00-121

An Act Concerning Health Insurance Portability.

Be it enacted by the Senate and House of Representatives in General Assembly convened:

Subsections (c) and (d) of section 38a-476 of the general statutes are repealed and the following is substituted in lieu thereof:

(c) All health insurance plans and insurance arrangements shall provide coverage, under the terms and conditions of its policies or contracts, for the preexisting conditions of any newly insured individual who was previously covered for such preexisting condition under the terms of [his] the individual's preceding qualifying coverage, provided the preceding coverage was continuous to a date less than [sixty-three] one hundred twenty days prior to the effective date of the new coverage, exclusive of any applicable waiting period, except in the case of a newly insured group member whose previous coverage was terminated due to an involuntary loss of employment, the preceding coverage must have been continuous to a date not more than [ninety] one hundred fifty days prior to the effective date of the new coverage, exclusive of any applicable waiting period, provided such newly insured group member or dependent applies for such succeeding coverage within [sixty-three] thirty days of [his] the member's or dependent's initial eligibility.

(d) With respect to a newly insured individual who was previously covered under qualifying coverage, but who was not covered under such qualifying coverage for a preexisting condition, as defined under the new health insurance plan or arrangement, such plan or arrangement shall credit the time such individual was previously covered by qualifying coverage to the exclusion period of the preexisting condition provision, provided the preceding coverage was continuous to a date less than [sixty-three] one hundred twenty days prior to the effective date of the new coverage, exclusive of any applicable waiting period under such plan, except in the case of a newly insured group member whose preceding coverage was terminated due to an involuntary loss of employment, the preceding coverage must have been continuous to a date not more than [ninety] one hundred fifty days prior to the effective date of the new coverage, exclusive of any applicable waiting period, provided such newly insured group member or dependent applies for such succeeding coverage within [sixty-three] thirty days of [such individual's] the member's or dependent's initial eligibility.

Approved May 26, 2000